Face to Face, PFS Breakfast Session : "The biggest change in Pension rules since simplification” ripping up and replacing nearly 20 years of Pension Legislation.

We are delighted to welcome Phil Griffin of Quilter for this face to face training workshop.

Session Overview:

“The biggest change in Pension rules since simplification” ripping up and replacing nearly 20 years of Pension Legislation.

If you answer ‘yes’ to any of the following you could have clients who are particularly impacted by the changes

• My client has taken less than 25% PCLS from previously crystallised rights such as DB schemes.
• My client is 75+ or will reach 75 before 6th April 2024.
• My client had no LTA protection and crystallised benefits between 6th April 2016 and 5th April 2020.
• My client transferred to a QROPS in the past and has transferred back to the UK.

Learning objectives

By the end of the session, participants will be able to understand

• Understand the changes in legislation brought about by the abolition of the LTA.

• Understand how the changes affect both the client’s retirement planning and pension legacy planning.

• Being able to identify clients who could benefit from a Transitional Tax Free Tax Amount Certificate and understanding the requirements to obtain one.

• Identifying clients who may be in a detrimental position from the changes and understanding why this is.

• Identifying clients who may be in a detrimental position from the changes and understanding why this is.

Phil Griffin
Chartered Financial Planner
Quilter

Phil is one of our pension gurus who works with advisers to make the technically complex accessible, with advice ideas for you and your clients. He leads an extensive portfolio of support from a practical workshop approach to learning through case studies and questions.

Phil is a qualified Chartered Financial Planner with over 35 years experience in the Financial Services industry. He has been a member of the Quilter team for over 8 years, having previously held various roles at a well known Scottish office.

He lives in Dorset and is married with 3 adult children. He is a keen golfer and Derby County supporter.