Business Interruption Insurance by Rod Smith (1)

Denbies Wine Estate
Tuesday, 01 March 2016
9:30 am – 4:30 pm

This intermediate level workshop will provide delegates with a sound understanding of business interruption insurances including:

  • Protecting the future earnings of the business
  • Contract of Indemnity and Policy formula
  • Key policy Conditions
  • Material damage proviso
  • Gross Profit and wages
  • Rate of Gross Profit
  • Profit & Loss accounts & balance sheets
  • Turnover, Revenue, Fees
  • A group exercise on drafting a Sum Insured
  • Standard Turnover
  • Special Circumstances
  • Increased Costs of Working
  • A group exercise after a restaurant fire
  • Savings in insured expenses
  • Types of classic Underinsurance
  • Policy extensions
  • Ways of insuring Rent
  • Flexible Limit of Loss
  • Advance Profits – spotting the needs
  • Some BI lessons from the Courts

The workshop will be interactive and engaging, with plenty of opportunities for questions and case study based examples. Please note that delegates will be asked to undertake a small amount of pre-workshop preparation, in order to benefit fully from the session.

To book you place / for more info

These events are limited to 12 delegates per date; and a few places are already reserved on the January date for members we were unable to accommodate at our last event. This in mind members are advised to book as soon as possible by contacting Cheryl Burton ( ) with your name and CII pin number.

  • Denbies Wine Estate
  • London Road
  • Dorking
  • RH5 6AA
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CII Accredited

This demonstrates the quality of an event and that it meets CII member CPD scheme requirements.

6 hours' CPD can be claimed for this event if relevant to your learning and development needs.

It is recommended that you keep any evidence of the CPD activity you have completed and upload copies to the recording tool as the CII may ask to see this if your record is selected for review. Details of the scheme can be viewed online at