Webinar - Polution Insurance
What has driven the number of insurers in the market to double?
Who Should Take Part?
Anyone dealing with a client who has a business that could impact the environment arising from a pollution event – as thiswould apply to all businesses, everyone is welcome!
Increasing environmental regulation means that businesses need to be more mindful than ever of the financial, legal and reputational consequences of dealing with a pollution event, as well as their social and ethical responsibilities.
Whilst the ‘Polluter Pays’ principle exists, environmental liabilities often fall to current property owners, who find themselves being held responsible for pollution or environmental damage for which they had no knowledge of and for which they had little or no control over.
Experience has shown that even operations that consider themselves as ‘low risk’ can give rise to complex environmental issues and costly clean-up, which may not be covered under a Public Liability insurance policy.
This lecture will provide an insight to the wide range of pollution exposures that businesses face, the coverage gaps clients are exposed to under a standard public liability policy and examples of pollution incidents seen by insurers.
By the end of this event, the delegate will understand:
- Pollution exposures and how they could impact a business
- Distinguish between sudden and accidental pollution and gradual pollution
- Coverage gaps in standard liability policies
- Types of environmental insurance products available in the UK
- How to confidentially engage on pollution risks with your client
Alan has 20 years in the environmental sector with a broad range of expertise and experience in engineering, finance, insurance and law. He is a Chartered Environmentalist and qualified solicitor (non-practising).
Alan gained his experience as an environmental consultant for major UK engineering consultancies before working as an environmental insurance underwriter with Certa (a managing agent for Allianz) and later for the US insurer, Ironshore. Alan has also worked as an independent environmental risk consultant for property and financial clients.
If you would like to take part and obtain a copy of the link, please contact Ian Chapman - firstname.lastname@example.org
Places are strictly limited.
The Insurance Institute of Halifax values and respects diversity and strives in all of our activities to take account of and respect the interests of all people it serves. There is an expectation that all speakers / presenters and attendees will act in this way too. Please see our Equality Policy on our website.
This demonstrates the quality of an event and that it meets CII member CPD scheme requirements.
1 hour's CPD can be claimed for this event if relevant to your learning and development needs.
It is recommended that you keep any evidence of the CPD activity you have completed and upload copies to the recording tool as the CII may ask to see this if your record is selected for review. Details of the scheme can be viewed online at www.cii.co.uk/cpd.