Lunchtime Seminar- How Liability Arises in Tort

How liability can arise in tort

The presentation will be very appropriate for almost everyone working within broking, underwriting or claims, as almost all policies have an element of liability protection and this presentation explores how a policyholder can be held liable in the law of tort.

This presentation will give brokers, underwriters and claims staff more confidence when discussing policyholders liability needs.

All the main torts including negligence, nuisance, strict liability and statutory liability are explored and how each of the main covers of EL,PL, and Products look to cover these liabilities.

The increasing costs of damages is also explored and why many brokers could face hefty professional indemnity claims for failing to advise their clients on increasing their liability limits.

Learning objectives

• Understand how a policyholder can become liable for actions in tort
• Understand the difference between negligence, nuisance, strict liability and statutory liability
• Understand how the main insurance covers of EL, PL and Products liability cover (and sometimes do not cover) these liabilities
• Understand how awards are increasing significantly and how many of the current limits being sold in the market place are far too low