Webinar - Pensions and Lifetime Mortgages. An essential ingredient in the financial plan

Thursday, 21 January 2021
11:00 am – 12:00 pm
    • John Chew, Pension, Tax and Estate planning specialist, Canada Life

Is the history of lifetime mortgages causing a dark cloud over their use in today's financial planning? As financial planners, the selection of assets including Pensions are all important when developing a suitable plan to meet our clients’ needs and objectives when moving into later life. However, are we missing an essential ingredient in the plan? In this session we take a brief look at the journey of Lifetime mortgages and contrast this with the developments and options now available to us today. Finally, we look at a case study called Margaret to consider the age-old challenge of which assets can potentially deliver the best outcomes and where Lifetime mortgages could fit when compared to other financial assets when providing income to our clients in later life.

Learning objectives:

  • A brief look at the Lifetime mortgage market
  • Understand the importance of considering the use of Lifetime mortgages when working with clients
  • Consider the options and impacts of the selection of wrappers and use of assets to the clients income and creating a legacy.
  • Demonstrate how blending the different assets can help address some of the challenges in making the best selections to help deliver the outcomes for the client and their beneficiaries

Our speaker John has over 30 years' experience working with advisers to help them navigate the broader issues of retirement and estate planning. Most recently, John was Commercial Director at Fidelity International, responsible for the strategy and business plan for Fidelity Retirement Services. Prior to Fidelity, John worked at Legal and General as Product and Funds Director in the savings business. Having helped establish trust companies, spoken on pension, estate planning topics and the use of lifetime mortgages in planning, he brings a wealth of experience from a broad-ranging career with thorough knowledge of pensions, investments, estate planning and the platform market.

Log-in details for the webinar will be issued nearer to the event.

CII Accredited

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1 hour's CPD can be claimed for this event if relevant to your learning and development needs.

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