Business Interruption Educational Seminar

Holiday Inn, Walton Summit
Wednesday, 16 October 2019
8:00 am (UK time)
    • Alan Hornby, Insurance Training Manager, rradar Ltd


Business Interruption Insurance (BI)is viewed by many insurance professionals as a complex class of business fraught with difficulties.

Wide area damage and concurrent independent causes of a loss is a case in question and whilst it might not crop up often, the consequences can be profound.

In this talk, Alan Hornby explores wide area damage using the case of Orient Express Hotels Ltd v Assicurazioni Generali SpA as the basis of understanding the operation of BI insurance and raising awareness of the pitfalls that can catch you out and possible solutions that exist.

Learning Objectives

  • State what the intention of Business Interruption Insurance is
  • Explain what is meant by Wide Area Damage
  • Discuss the implications of Wide Area Damage under BI policies
  • Explain what is meant by the ‘But For’ test
  • Offer solutions to potential gaps in BI policies regarding Wide Area Damage


Alan Hornby is Insurance Training Manager at rradar Ltd and a Chartered Insurance Practitioner. He has over 35 years experience in the insurance broking profession in a variety of roles from account handler through to Compliance Manager.

For the past 8 years he has been delivering insurance training to insurers and brokers throughout the UK on a wide range of technical insurance subjects.


Venue: Holiday Inn Express, Reedfield Pl, Walton Summit, Walton Summit Centre, Preston PR5 8AA

Time: Seminar begins around 08:30am, but come along for 08:00am for your complimentary hot meal.

Booking: To confirm your place, and for catering purposes before 14th October, please contact Joanne on or on 01772 789455

  • Holiday Inn Express Preston South
  • Reedfield Place, Walton Summit
  • Preston
  • PR5 8AA
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CII Accredited

This demonstrates the quality of an event and that it meets CII member CPD scheme requirements.

1 hour's CPD can be claimed for this event if relevant to your learning and development needs.

It is recommended that you keep any evidence of the CPD activity you have completed and upload copies to the recording tool as the CII may ask to see this if your record is selected for review. Details of the scheme can be viewed online at