Mon 9 Jan. 2023

2023 New Year catch up

Utility Extensions - a repeat of the pandemic expectation issues?

Happy New Year and welcome to an update on the forthcoming activities of your local Institute. Both events are open for bookings from the Home page of our website.

At midday on Wednesday 25 January we have our first webinar of 2023.

The FCA Test case showcased the range of different perceptions about the scope of disease cover. There are residual issues that are likely to litigate but we broadly know where we stand on the core issues. But misunderstandings about business extensions are not limited to disease covers – in particular, utility failure cover is provided generally on two fundamentally different bases (with a hybrid variant for good measure), threatens aggregation over a wide area if there were to be an extensive power outage, and would inevitably reveal misunderstandings about the extent to which the loss of internet sales might, or might not, be covered.

In the light of the above, this session will explore aspects of a power outage scenario and highlight the potential for further disputes mirroring that over covid-19.

Learning objectives

Attendees will:

  • Understand the different ways in which power failure is covered in the UK
  • Appreciate the difficulties that might present if there were to be an outage over a wide area
  • Be aware that the expectation issues arising out of covid-19 cover may not be unique, and be emboldened to pursue clarity in policy wordings

8 February 2023 Yoga Wellness Event

Treat yourself to an evening of wellness at Home Holistics, Garden Hall, Newcastle Under Lyme, ST5 1BW. Garden Hall is a sanctuary for wellbeing, providing a warm and relaxing atmosphere.

We will start the evening with a fun light aerobic workout, followed by a mindful yoga session and meditation. There will also be the opportunity to have a taster of the holistic therapies that Home Holistics offer.

When we are all relaxed, we can finish the evening with Vegan nibbles, drinks, and networking.

Please dress casually for this event, as we are encouraging wellbeing and relaxation

Sue Spruce