Previous events

This month

A trilogy of one hour webinars on Household Insurance - Webinar THREE

  • Fri 11 Jun 12:00 pm – 1:00 pm
    • Alan Chandler

Webinar THREE - Understanding Household Claims Handling Date Friday 11 June 12-1

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A trilogy of one hour webinars on Household Insurance - Webinar TWO

  • Tue 08 Jun 12:00 pm – 1:00 pm
    • Alan Chandler

Webinar TWO - Household insurance – endorsements, conditions, warranties and policy wordings and the importance of getting it right Date Tuesday 8 June 12-1

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Webinar: Vulnerable customers - signposting to specialists

  • Fri 04 Jun 11:00 am – 11:45 am
    • Nicola Maguire FCMI, BIBA - British Insurance Brokers' Association
    • Johnny Timpson

In this North East Institutes inclusion and diversity webinar, Johnny Timpson and Nicola Maguire highlight the regulatory and Government policy drivers that require us to act in the consumers best interest and consider signposting where appropriate.

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A trilogy of one hour webinars on Household Insurance - Webinar ONE

  • Thu 03 Jun 12:00 pm – 1:00 pm
    • Alan Chandler

Webinar ONE - The problems of under insurance in Household insurance products Date Thursday 3 June 12-1

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All previous events

Drawdown - what lessons have we learned?

  • Thu 27 May 12:00 pm – 1:00 pm
    • Kirsty Anderson DipPFS, Prudential

This session will focus on challenges faced by advisers, in the current climate, for clients nearing and entering drawdown - or for those already there with an upcoming review. Whether active in the DB space or not, I think we can all agree that the Finalised Guidance on DB transfers published in March contained some very interesting and useful insights around what the regulator are looking for when it comes to processes. The majority of risks associated with DB Transfers apply to drawdown clients - regardless of where they are on their journey. What are your thoughts on this? How do your processes stand up to the test? Have you considered your current framework and checked this against the guidance provided from the regulator?

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Webinar: Professional Indemnity insurance - an overview

  • Mon 26 Apr 3:00 pm – 4:00 pm
    • Alan Chandler

This presentation provides an overview of professional indemnity insurance. It looks at the main case law underpinning the PI market, why the PI market is expanding in terms of number of policyholders needing the cover yet at the same time the capacity is decreasing.

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AGM Tuesday 20 April 2021

  • Tue 20 Apr 6:00 pm – 7:00 pm

As we approach our 2021 AGM it is an opportunity to reflect back and look forward to the coming year. Our membership has grown to over 1,000, which is a fantastic achievement, taking us from being a small to a medium-sized local institute. I am pleased to report that the York Institute is held in high regard, with several of our members involved regionally and nationally, with both the Chartered Insurance Institute and Personal Finance Society. You could say we are truly “punching above our weight” and with your help, I hope we can build on this. Our CPD events which are CII accredited, have been well supported and we are determined to keep providing you with high quality CPD in both general insurance and financial services. We have continued to work closely with our neighbouring institutes to share webinars and online events for the benefit of all members. At this AGM we are asking you to approve and vote to accept a new model constitution; our current constitution was adopted in April 1995 and is due for review. We are recommending the new constitution created by the CII for local institutes. Details available upon request. To be effective as a local Institute providing high quality CPD and a networking group promoting our profession, we need volunteers to join our council and actively promote our work. This is a great opportunity for you to work with like-minded people. If you are able and willing to help please contact me and get involved. We are a members' organisation and we need your involvement to flourish. To be kept up to date with what is happening locally, make sure the information shown for you at the CII is correct and you have agreed to receive our mailings. This database is used whether you are a CII or a PFS member; to be kept informed check your details and authorities. Stephen Wilkinson Secretary & Life Vice President Insurance Institute of York

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Webinar: How to set correct Bi sums insured in a Covid-19 affected world, where the client’s book of accounts no longer resemble the correct long term trading position

  • Thu 25 Mar 1:00 pm – 2:00 pm
    • Alan Chandler

Lockdowns and massive drops in customer numbers will mean the 2020 book of accounts for most businesses will have absolutely no reflection of the true earning capacity of that enterprise. So how do clients go about setting a correct Business interruption sums insured for the forthcoming period of insurance?

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Webinar: Supervision Strategy - FCA's new supervision strategy for GI brokers

  • Tue 16 Mar 2:00 pm – 3:00 pm
    • Branko Bjelobaba FCII, MIoD

In the FCA’s Dear CEO letter of 4 September 2020 they set out a new supervision strategy for GI brokers as they believe customers are buying unsuitable or poor value products and that insufficient or unclear information is being provided at point of sale and inappropriate sales tactics are the biggest contributors of customer harm. Whilst the letter covers everything below the one hour event will focus on the following:- 1. Firms’ response to covid; 2. Governance and oversight; 3. Bedding in of SMCR to incl Conduct Rules for all staff; 4. Incentive arrangements incl remuneration for firm and staff; 5. Business models incl distribution chains, product oversight and design, sales and renewals, conflicts of interest and ARs; 6. Uncertainty brought about by the BI court case and handling of claims, complaints and ongoing communications; 7. Brief reminder - EU withdrawal + actions that should have been taken by 31/12/20. It is very clear from the FCA’s pronouncements on vulnerable customers and pricing that more work is to come for brokers and insurers alike.

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Webinar: Financial Aspects of FCA Compliance

  • Tue 23 Feb 2:00 pm – 3:00 pm
    • Branko Bjelobaba FCII, MIoD

Critical financial rules for GI brokers’ FCA compliance. This comprehensive and interactive webinar will focus on the critical financial aspects of FCA rules - overall business solvency (compliance with adequate resources Threshold Condition 2.4), professional indemnity requirements/limits/issues (incl covid cover) and the onerous client money handling rules under CASS 5. The FCA has had deep concern with brokers’ financial resilience and has issued several surveys on this plus client money handling arrangements culminating with the Dear CEO letter of 30 September 2020.

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CPD Webinar Presentation Thursday 4th February 2021 - "The insurance implications of Brexit"

  • Thu 04 Feb 1:00 pm – 2:00 pm
    • Alan Chandler

Despite dominating much of press coverage for many years, due to the occurrence of Covid-19 around the globe Brexit is now getting far less press coverage, and there is a danger the insurance industry could slip into 2021 without fully considering the impact of Brexit. The UK left the EU at the end of the year and there will be implications for insurance contracts. Whilst there is a chance of something being negotiated the FCA are preparing for all eventualities. This webinar, presented by Alan Chandler, one of the most popular presenters in the UK will run through a brief history of how the EU has changed insurance, before exploring how the insurance industry could change from January. There will be Implications for nearly all classes of business including motor insurance, travel insurance, commercial insurance and marine insurance which will be explored as well as exploring what will be the position on insurers who passport into the UK.

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CPD Webinar Presentation Friday 29 January 2021 - FCA Business Interruption Insurance Test Case – Supreme Court Appeal

  • Fri 29 Jan 2:00 pm – 3:00 pm
    • Branko Bjelobaba FCII

This comprehensive and interactive one-hour webinar will focus on the judgment of the Supreme Court following the appeal of the FCA’s ground-breaking test case at the High Court. The appeal concluded on 19 November and the judgment will be handed down expeditiously. Four days were spent setting out starkly differing views between the FCA and insurers. The appeal judgment will be very clear and all parties will have to accept it. The FCA consider some 370,000 insureds have had payments denied and they have battled to convince the five Justices that sense should prevail and that a composite cause has operated – covid + government regulations + the public response and insurers have disputed this saying this is stretching causation too far. This case will be momentous and will set clear precedent as to the clarity of wordings and what needs to happen to ensure future cover (or lack of) is clear and understood by all parties. At the same time it will highlight the ongoing exposure for insurance brokers all of whom will have arranged these covers for clients (and some will be classed as co-manufacturers under PROD) and encourage them to robustly reassess their advice process under ICOBS and their overriding professional duty to clients thus ensuring they can access fairly-priced professional indemnity insurance rather than be subject to an unacceptable blanket exclusion.

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CPD Webinar Presentation Tuesday 19 January 2021. Motor Legal Expenses (MLE). A presentation by Bernard Thornton FCII Chartered Insurance Practitioner

  • Tue 19 Jan 12:00 pm – 1:00 pm
    • Bernard Thornton FCII

Motor Legal Expenses (MLE) is a class of insurance frequently misunderstood, overlooked or dismissed altogether. For many claimants however, MLE can be a vital form of cover, and one which is changing significantly with the upcoming implementation of the Civil Liability Act. This important legal instrument is set to make sweeping changes to the way both personal injury and ULR claims are handled and calls for major changes in the way MLE is worded, priced and sold. The wide variety of policies, cover, and marketing options can be confusing for clients and sometimes for insurance professionals. This webinar seeks to demystify MLE and to clarify what needs to be taken into account when considering and recommending cover to clients. The webinar will be of value to those involved in Motor claims, underwriting, broking or anyone wishing to widen their knowledge of a highly topical and fast-moving aspect of general insurance.

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CPD Webinar Presentation Thursday 17 December 2020 - How to advise correctly on Business Interruption extensions and advanced loss of profit

  • Thu 17 Dec 12:00 pm – 1:00 pm
    • Alan Chandler

One of the many things the Covid1-9 pandemic has taught the insurance industry is the importance of going through the various Bi extensions with clients and documenting these discussions. Failure to do this could leave the broker wide open to a PI claim against them. This presentation looks specifically at BI extensions, the purpose of each one of them and how in each case an incident could give rise to a claim. Many in the industry have an incorrect view of extensions, for example many discuss utilities extension cover with clients when they really mean terminal ends, so give a wrong impression of the coverage their policy is actually providing. This presentation will show you how to help your clients set a correct gross profit sum insured. This webinar will be highly beneficial for Brokers and Insurers alike.

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Webinar: Living with Covid-19: The economic outlook

  • Wed 09 Dec 2:30 pm – 3:30 pm
    • Professor Trevor Williams

This is an economic crisis of a magnitude seen only once in a hundred years or more, precipitated by a health emergency. The shutdown has a severe impact on global growth and on the UK economy and in this talk, I look at the main economic issues it raises for the UK and global economy and over the next few years and, potentially, further ahead.

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Webinar: Bank of England presentation on the Monetary Policy Report

  • Mon 07 Dec 10:00 am – 11:00 am
    • Paul Mount, Bank of England, Yorkshire and the Humber

This session covers the Bank’s central scenario for the economy in light of the impact of covid-19 and the implications for growth, inflation and unemployment. The discussion will touch on some of the key drivers affecting the outlook – both UK and global.

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CPD Webinar Presentation Tuesday 17 November 2020 - Looking back at 2020 and ahead to conscious capitalism: ESG and socially responsible investing.

  • Tue 17 Nov 3:00 pm – 4:00 pm
    • Adam Martell, Charles Stanley

In response to the Covid-19 pandemic, around the world central banks provided record levels of stimulus to support economies. In this webinar, Adam will recap the main events of the year, before turning attention towards integrating ESG (environmental, social, governance) and socially responsible factors into any strategy as an investment manager. Building wealth for the future is important but increasingly Adam is finding people want their investments to do more than make money. This webinar explores the role of ESG integration as part of this process.

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CPD Webinar Presentation Wednesday 21 October 2020 - Understanding the implications of policy exclusions following Covid-19

  • Wed 21 Oct 3:00 pm – 4:00 pm
    • Alan Chandler

We know pretty much the whole market will apply some sort of pandemic exclusion for pandemics/covid-19 or more worryingly the words communicable diseases will be used, this starts bringing all sorts of extra scenarios that will be excluded for clients. Importantly, this will be for liability as well as property and Bi and could leave a policyholder with a lawsuit that is not covered by their insurance policy. How exclusions are worded will be incredibly significant, with some proposed wordings being very scary indeed. An example being 'losses whether caused directly or indirectly by communicable diseases are excluded' - this does not look too scary, but it is! if a fire engine is delayed getting to a fire because the part time crew were in pandemic lock down then this loss may not be covered, the disease does not have to be the proximate cause with this proposed wording. All insurance staff need to understand the law relating to exclusions. This webinar will take delegates on a plain English walk on how the law applies to policy exclusions and proximate cause, so that they can explain to clients clearly and confidently the implications of the differing communicable disease exclusions that will be applied to your policyholders wordings. This webinar is suitable for brokers, underwriters, claims staff and loss adjusters.

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CPD Webinar Presentation Tuesday 13 October 2020 - How to maximise opportunities in the hard market

  • Tue 13 Oct 3:00 pm – 4:00 pm
    • Alan Chandler

‘If you can keep your head when all about you are losing theirs and blaming it on you. If you can trust yourself when all men doubt you, then yours is the hard insurance market and all the distressed clients within in it.’ (an insurance version of Rudyard Kipling). There have been hard markets before, there have been recessions before, but never have the two emerged with such force at the same time. Policyholders desperate for savings will be receiving the unwelcome news of significant premium increases. The door of client inertia will be swung wide open, presenting fantastic new business opportunities, as well as offering serious threats to renewal books.

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CPD Webinar Presentation Wednesday 30 September 2020 "FCA Test Case - the judgement"

  • Wed 30 Sep 2:00 pm – 3:00 pm
    • Branko Bjelobaba FCII, MIoD

FCA Business Interruption Test Case - the judgement This comprehensive and interactive one-hour webinar will focus on the judgement following the FCA’s ground-breaking test case at the High Court. The hearing concluded on 30 July and the judges have agreed to hand down their judgement for mid September. Eight days have been spent analysing countless policy wordings and individual words and their everyday meanings. The FCA consider some 370,000 insureds have had payments denied as insurers have interpreted wordings only to suit themselves and each of the eight insurers’ counsel has presented evidence and argument as to why their interpretation is correct and why the FCA has got this wrong. This case will be momentous and will set clear precedent as to the clarity of wordings and what needs to happen to ensure future cover is clear and understood by all parties. At the same time it will highlight the exposure for insurance brokers all of whom will have arranged these covers for clients (and some will be classed as co-manufacturers under PROD) and encourage them to robustly reassess their advice process under ICOBS and their overriding professional duty to clients thus ensuring their own professional indemnity costs remain reasonable (clearly not knowing how the case will go at this stage!).

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