CPD Webinar: Inflation and the Insurance Considerations

Inflation remains a significant challenge across the insurance market, impacting policy adequacy, pricing, claims outcomes, and client protection.

This 1‑hour CPD webinar provides a practical and structured overview of how increasing inflation affects business insurance arrangements and the key considerations brokers and insurers must address.

The session will explore the broader market impact of inflation, including solvency margins and rate increases, before focusing on how inflation can lead to underinsurance, inadequate limits, and claims disputes. Particular emphasis will be placed on understanding how sums insured, declared values, policy limits, and inner limits are affected, and how suitable covers and policy mechanisms can help mitigate these risks.

Members will gain insight into inflation‑driven claims issues, including supply chain disruption, rising repair and replacement costs, and valuation challenges across multiple classes of insurance. The webinar will also consider fair presentation requirements and the importance of ensuring clients remain adequately protected as costs continue to rise.

This session is designed to provide clear, practical guidance that delegates can apply when advising clients, reviewing cover, and handling claims in an inflationary environment

Learning Objectives

1. Be aware of the effect that inflation has on insurance
2. Know which covers help provide clients with protection against effects of inflation
3. Be able to identify claims issues caused by inflation