JCT Contracts: The Insurance Essentials

JCT Contracts: The Insurance Essentials A 60-minute technical training session for commercial insurance brokers

JCT contracts don't just allocate construction risk between employer and contractor — they specify, in detail, who must insure what, on what basis, and in whose names. Get that placement wrong and even a policy that's technically in force can leave a client without an effective indemnity.

This session gives brokers a clear, practical grounding in the insurance provisions of JCT contracts: how Insurance Options A, B and C differ, why work to existing structures (Option C) is the single biggest source of broker error, and how Joint Names cover, waiver of subrogation, and Specified Perils actually work in practice. It also covers the liability and Professional Indemnity considerations that sit alongside the works policy, and closes with a real-world claim scenario and a practical checklist delegates can apply to their next JCT-based enquiry.

By the end, delegates will be able to identify which insurance option applies to a given project, spot the most common gaps before they become claims, and advise clients with confidence on the extra due diligence JCT contracts demand.