Household Insurance - Dealing with Under Insurance

Monday, 20 November 2023
12:00 pm – 1:00 pm (UK time)

Household insurance - dealing with under insurance

This webinar, delivered by Alan Chandler, one of the most popular presenters in the UK, examines the challenge of making sure personal lines policyholders avoid under insurance.

Where the insured has to provide a building sum insured, only 10% of policyholders in the UK get this correct, we can therefore see there is a major issue of under insurance. Challenges also exist in bedroom rated policies. Inner limits are often not taken into account leaving a policyholder badly under insured at point of claim.

Alan will look at what needs to be taken into account in respect of setting Household policy cover on the correct footing.

Learning outcomes:

Delegates will be able to:

  • Understand what needs to be taken into account when setting a household building sum insured.
  • Understand what needs to be taken into account in respect of contents sums insured including personal possessions away from the home.
  • Understand how under insurance can occur and the consequences of this for the policyholder, particularly with inner limits.

Please note: This event is a regional collaboration between the local institutes in the area. Your booking details will be shared with the Insurance Institute of Hull, which is acting as the host institute for this event.

CII Accredited

This demonstrates the quality of an event and that it meets CII member CPD scheme requirements.

1 hour's CPD can be claimed for this event if relevant to your learning and development needs.

It is recommended that you keep any evidence of the CPD activity you have completed and upload copies to the recording tool as the CII may ask to see this if your record is selected for review. Details of the scheme can be viewed online at