Proximate cause and exclusions: the Court of Appeal provides further guidance

Thursday, 12 October 2023
12:00 pm – 1:00 pm (UK time)
    • Jeff Heasman MABP, PGCert CELTA, LL.B (Hons), LL.M, Founder and Owner, Insurance Upskill


In January 2023 the Court of Appeal delivered its judgment in the case of Brian Leighton (Garages) Ltd v Allianz Insurance Plc. The case provides further guidance as to what should be taken into account when considering scope of cover and especially proximate cause and exclusions. In this session, Jeff Heasman will examine the key aspects of the judgment and its impact on insureds and insurers.


By the end of the session, participants will be able to:

Identify the key aspects of the Court of Appeal´s judgment in Brian Leighton (Garages) Ltd v Allianz Insurance Plc

Understand the impact of the Court of Appeal´s judgment.

Implement a strategy to adapt policy wordings and practice to take account of the judgment.

Meet the speaker: Jeff Heasman

Jeff Heasman worked as a litigation executive and senior liability adjuster before branching out into language and psychology. Jeff holds both a bachelors and a masters of law degree, is a qualified language instructor and also a certified practitioner member of the Academy of Modern Applied Psychology as well as a member of the Association of Business Psychology. He delivers courses across the globe, either face-to-face or online. Jeff maintains a close connection to the industry by regularly providing consultancy in areas such as law and communication and he provides consultations with individuals and teams regarding cognitive skills, such as decision-making and problem-solving. In 2020, Jeff graduated top of the class from the Yale School of Management Executive Education programme in negotiation strategies with a score of 100% across all modules and he is recognised as an expert in the field of negotiations within the insurance industry. Other areas of specialist expertise include insurance fraud, claims handling and the synergy between product design, brand promises, marketing messages and customer expectations. Jeff is currently completing a doctoral thesis with a Swiss business school, focusing on human v automated decision-making in insurance claims and its potential impact on customer trust.