Priceless Or Underinsured? The Changing Landscape Of Jewellery

Jewellery is such a wide category of asset – from pearls to precious stones, gold to platinum, rings to necklaces – and everything in between.

  
A small number of items can very quickly outgrow the limits on a standard household policy and need to be separately specified – but if those items are years old, what should the specified value be?  

Underinsurance is an increasing risk, as clients don’t realise how much values have increased – the need to specify these items due to higher value is not recognised. 

Who is it for? 

This webinar is for:

• Brokers and insurers who insure jewellery for private clients (along with other asset classes such as watches, art and antiques) 
• Claims handlers and loss adjusters who want to understand what to consider when jewellery is lost or damaged, and risks around valuations with which they may be presented
• Compliance teams considering how to ensure clients and policyholders get the information they need to make informed decisions, and that they are treated fairly 

Learning objectives 
By the end of the webinar, you will: 

• Have an overview of different kinds of jewellery 
• Know the difference between an “earth” and “lab grown” diamond 
• Understand why values can fluctuate & the trends driving this
• Understand how policyholders can manage their risk – whilst enjoying their assets 
• Understand how jewellery is valued 
• Understand the importance of valuations – why “value” can be so hard to get right, the increased risk and subsequent impact of underinsurance.
• Be able to identify what to look for in a valuation 

Feedback from previous webinars delivered for Insurance Institutes 
Really enjoyed this very engaging and informative session, where the story behind the numbers was brought to life through real-life examples. Ruth Glynn, Deputy President, II of Perth & Dundee 

They're always well attended, and the feedback we receive is consistently positive. It's impressive that many of the suggestions from our members are already covered in your existing sessions—clearly showing you're 
ahead of the curve with relevant and engaging topics. I'm really looking forward to promoting the additional sessions you have planned for 2026 with our members! Lisa Winter, Vice President, II of Cardiff

Excellent presentation, very informative, Rachel clearly understands her subject and is clearly professional and passionate about the work she does. David Codling, Council Member, II of York. 

About Doerr Dallas Valuations 
Rachel Doerr set up Doerr Dallas in 2016 to offer a completely independent valuation service for clients and brokers in the UK and Europe. She has a team of specialists that can value most assets, including specialist areas such as handbags, books, guns and wine! 
Her webinars offer practical tips and techniques, with interesting and memorable examples to bring things to life, together with insight into how and why valuations are changing.