Navigating the new BTL Mortgage Market

The topics covered are a summary of all the changes including tax changes, how the PRA changes have impacted BTL rental calculations, and how the PRA have made changes to lenders underwriting standards.
We discuss potential solutions advisers can offer their clients in relation to which BTL lenders and products may have more favourable rental calculations and what other options their clients have when considering the changes so they can continue to grow their portfolios.
We also will explore the increasing demand for other types of mortgages like commercial mortgages and holiday lets that sit outside of the changes, and we will outline some tools and tips to help advisers increase their knowledge and benefit from this market.
At the end of the session members should be able to:
• Understand the range of lender options available in relation to all the changes so they can maximise how they can assist their clients
• Understand how changes present new market opportunities for advisers.
• Hold a knowledgeable conversation with clients with confidence
• Understand how and where they can obtain more information and tools to help them advise their clients