Contribution and Subrogation

Session Overview 

This webinar forms part of the “Principles of Insurance” series and focuses on the key concepts of subrogation and contribution. It explains how these principles operate as extensions of indemnity, helping insurers manage claims fairly and accurately. The course provides an understanding of when and how subrogation and contribution arise, alongside their practical application in the insurance process. It also covers important definitions, rules, conditions and relevant case law. Overall, the session helps build a clear, practical understanding of how these principles are applied in real-world insurance scenarios.

At the end of the session delegates will:
• Understand the principles of subrogation and contribution as corollaries of indemnity
• Know how and when contribution and subrogation arise
• Understand the rights of subrogation
• Know the rules and application of contribution
• Understand how the principles of subrogation and contribution can be modified

Chris Abram ACII, F Inst. SMM – technical insurance trainer

Chris is an insurance and financial services professional with over 40 years experience in the industry, covering training, sales & underwriting.

For the last 15 years he has been a full-time training consultant, working with groups and individuals to develop their technical, compliance and sales skills. This includes preparation for the various levels of CII qualifications.

His experience includes time as a technical consultant on a local, Government-sponsored, insurance apprenticeship scheme; and in the implementation of a compliance-training project with a major UK bank.

Chris is an Associate of the Chartered Insurance Institute [ACII], and a Fellow of the Institute of Sales & Marketing Management (F Inst. SMM) 


He is capable of a broad spectrum of high quality training, but has particular specialism in Property, Business Interruption, Liability, and Packages.